Sovereign Group

Sovereign Insurance Services (SIS) is licensed by the Gibraltar Financial Services Commission to act as an insurance intermediary for general insurance business. Our team has a wealth of experience and specialises in providing leading products across a range of markets in Gibraltar and beyond. 

The strength of the Sovereign brand combined with the expertise of the team has helped SIS to secure relationships with leading insurers throughout the world, providing real peace of mind, professionalism and an efficient claims handling service. 

The range of insurance products available to members of the International Association of Hotel General Managers (IAHGM) currently includes: 

  • Healthcare insurance – Comprehensive international healthcare insurance is critically important for Association members who are based in many different parts of the worldIt is of particular significance in locations where medical facilities may not be of sufficient standardwhere there is no state healthcare provision to rely on or where medical costs may be prohibitiveOur healthcare insurance schemes are available on an individual or corporate basis as required. Click here https://www.sis.gi/healthcare-insurance/ for further information or to contact our selected specialist IAHGM partner for advice on the most appropriate insurance product to meet your needs.  
  • Personal Accident insurance – Effective personal accident insurance is essential for Association members that are based in any location where medical facilities may not be of sufficient standard or where medical costs may be prohibitiveOur PA insurance policies can be tailored to include medical and political evacuations, if required. Click here https://www.sis.gi/healthcare-insurance/ for further information or to contact our selected specialist IAHGM partner for advice on the most appropriate insurance product to meet your needs.            
  • Business Travel insurance – Specialist business travel insurance can include cover for business equipment, medical expenses, loss and cancellation. Protecting employees from personal loss when travelling on the company’s business is regarded as an essential benefit and is natural extension to a corporate healthcare plan. Click here https://www.sis.gi/travel-insurance/ for further information or to contact our selected specialist IAHGM partner for advice on the most appropriate insurance product to meet your needs.  
  • Professional Liability insurances – This cover is an essential part of your business insurance package. Even with the best intentions, accidental errors and disputes over quality can be a minefield in today’s increasingly litigious business environment. Our selected insurance partner is a specialist in the provision of appropriate Professional Indemnity and Directors & Officers cover to meet the unique liability concerns of those employed in the international hotel and hospitality industries. Click here https://www.sis.gi/liability-insurance/ for further information or to contact our selected specialist IAHGM partner for advice on the most appropriate insurance product to meet your needs. 
  • Cyber and Data Loss insurance – In today’s digital world, cyber liability insurance is designed to support and protect your business if it suffers a data breach or malicious cyber attack. This can disrupt your business and lead to lost revenue, reputational damage and regulatory fines. Click here https://www.sis.gi/cyber-liability-insurance/ for further information or to contact our selected specialist IAHGM partner for advice on the most appropriate insurance product to meet your needs. 
  • Kidnap & Ransom insurance – In the more hazardous regions of the world, a comprehensive K&R insurance policy is a necessity to enable businesses and individuals to respond quickly and professionally to threatening situations. It offers cover against a variety of risks including threats, extortions or abductionsClick here https://www.sis.gi/kidnap-ransom-insurance/ for further information or to contact our selected specialist IAHGM partner for advice on the most appropriate insurance product to meet your needs. 
  • Security Risk Management – As part of the K&R service we can provide organisations and individuals with a comprehensive security risk management report, which is essential to minimise exposure to the threat of kidnap or extortion in certain parts of the world. Click here KNR@SIS.gito contact our selected specialist IAHGM partner that can provide this unique service for Association members. This specialist provider can also provide rapid crisis management services in the event of incidents such as natural disasters or terrorist attacksOutline details are available on requestall enquiries will be on a strictly confidential basis.